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SALT LAKE CITY – Eligible Utah homeowners can now apply for mortgage assistance online at to help homeowners who are unable to pay their mortgage due to financial hardship associated with the COVID-19 pandemic.
The state has $66 million in federal pandemic relief funds. Applications can be submitted until 7 November. Click here to access the online application.
The program will first be available to applicants whose income is equal to or less than 100% of county median income (AMI) in which the household resides, or 100% of the MAI for the United States, whichever is greater, and applicants facing immediate foreclosure, according to a press release from the Department of Manpower Services of Utah.
“For Utahns facing economic uncertainty, there is nothing more important than knowing they can stay home,” Nate McDonald, deputy director of the Department of Workforce Services, said in a press release. . “We want to make sure that these funds go to those who really need it and who are at risk of losing their homes.
“To help make this program work as well as possible, we ask that only people who meet the income eligibility criteria and who are behind in payments apply so that the system does not get bogged down with ineligible applications. .”
Eligible Utah homeowners must also have experienced documented financial hardship associated with COVID-19 after January 21, 2020 and own the Utah property for which they are requesting assistance. Approved candidates will be required to participate in either owner counseling or an owner education program.
The Department of Workforce Services partnered with the Community Development Corporation of Utah to administer funding for the program.
“We are pleased to help keep Utahns in their homes with this program,” Community Development Corporation of Utah CEO Mike Akerlow said in a press release. “Before applying, applicants should gather documents that will help expedite the process, including their latest mortgage statement, demand letter or foreclosure notice, proof of income, and their government-issued ID. .”
Click here to access the Owner Assistance Program and for more information on what the program can help you with and to complete a screening questionnaire to determine if you are eligible.