Applications Now Open for Indiana’s COVID-19 Mortgage Assistance Program | News

On Tuesday, Indiana Lt. Governor Suzanne Crouch and the Indiana Housing and Community Development Authority (IHCDA) said applications are now open for a new mortgage relief program to help affected Indiana homeowners. by the COVID-19 pandemic.

The new program, called the Indiana Homeowner Assistance Fund (IHAF), is funded by $167,921,663 that was awarded to the state under the American Rescue Plan Act.

“IHAF is designed to promote housing stability and prevent foreclosures in Hoosier State,” Lt. Governor Crouch said. “We are pleased to work with our network of program partners and participating lenders to provide this assistance. »

To be eligible for the IHAF, as determined by the U.S. Treasury, at the time of application, you must:

  • Be a landlord who is defined as the owner-occupier of a single family home, condominium, 2, 3 or 4 family dwelling or manufactured homes permanently attached to real property. The home must be located in Indiana and be the owner’s primary residence
  • Have an income equal to or less than 150% of the region’s median income, adjusted for household size or 100% of the national median income, whichever is greater
  • Having experienced financial hardship after January 21, 2020, associated with the COVID-19 pandemic

Applications are accepted through Homeowners who would prefer non-electronic applications or who would prefer assistance completing their application online can call 877-GET-HOPE.

The maximum amount of IHAF assistance per household is capped at $35,000 and is limited to once per household. The assistance is paid directly to the mortgage lender and is not considered taxable income.

For a complete list of information on what you need to do to start the IHAF application process, you can visit

In addition to the IHAF program, the IHCDA offers programs for both utility assistance and rental assistance.