The COVID-19 Short-Term Emergency Rental and Mortgage Assistance Programs are funded by a Community Development Block Grant originally introduced in 2019. The programs were created with a budget of $500,000 “to prevent , prepare and respond to coronavirus.
“After the end of moratoriums in the State of New Jersey that were originally put in place due to the negative impacts of COVID-19, we know the people of Atlantic City need help,” said Rebekah Mena. , responsible for public information of the city.
In partnership with the Salvation Army and Catholic charities, the grant program has been revitalized to provide rent and mortgage assistance specifically to low-to-moderate income households still feeling the economic effects of the pandemic. .
The Salvation Army and Catholic Charities will help administer the program by allowing eligible residents to apply directly to these organizations to initiate the application process. The two organizations will also help with the collection of the necessary documents and the disbursement of the money for the payment of the rents. Residents can visit the Salvation Army or Catholic charities for rental or mortgage assistance starting today, while funds are exhausted.
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Rent and Mortgage Assistance Programs will be available in three-month increments while allowing tenants to apply for an additional three-month extension if they can demonstrate assistance is still needed, for a total of six months of assistance. ‘aid.
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Small said the Community Development Block Grant program made an initial commitment of $300,000. If and when this funding is considered, CDBG is “able” to commit up to $200,000, totaling $500,000 in potential funds for rental and mortgage assistance for residents. .
Residents can also submit unpaid utility bills on a case-by-case basis for review with this funding, Mena said.
“It will primarily be used to support rent and mortgage assistance, but residents who have unpaid utility bills can also submit them for review,” Mena said.
To be eligible for assistance, low-to-moderate income households must reach 80% or less of the area median income for Atlantic County. The median household income in Atlantic County from 2015 to 2019 was $62,110, according to U.S. Census data.
Applicants must demonstrate financial hardship due to the pandemic, such as reduced work hours, layoffs, furloughs or daycare center closures.
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