End of mortgage assistance program

Friday is the last day eligible Seminole County homeowners can apply for mortgage assistance.


What do you want to know

  • Due to lack of participation, the mortgage assistance program closes early
  • To qualify, you must also prove that you are still able to make payments on your mortgage.

The Emergency Mortgage Assistance Program (EMAP) was made possible with funding from the CARES Act, but according to county leaders there has not been much uptake. This is a big reason why they close the program early.

The qualifying income is approximately 80% of the region’s median income.

For example, for a family of four, this would represent an annual income of approximately $61,000.

To qualify, you must also prove that you are still able to make payments on your mortgage.

The program is designed to help families who have suffered a negative financial impact due to the pandemic.

It can provide up to 12 months of assistance, and this can include retroactive payments.

County officials said they just wish they could help more families because the need is still there.

“We’ve struggled to provide as much help as needed, simply due to federal income limits,” said Allison Thall, Seminole County Community Services Director.

Since its launch, however, EMAP has provided 62 households with mortgage assistance of $820,000.

The program assists homeowners in unincorporated municipalities in Seminole County and Seminole County, excluding Sanford.

The deadline to apply for EMAP assistance is March 18 at 4:00 p.m.

Learn more here.

If you are not eligible for this program, there is assistance at the state level.

The Florida State Department of Economic Opportunity has opened a homeowners relief fund program.

You can find the link to this one here.