Find out who qualifies for Miami-Dade County Rent or Mortgage Assistance

Miami-Dade County Mayor Daniella Levine Cava proposed this week that the county spend an additional $85 million to help struggling homeowners and renters during the severe housing affordability crisis.

If the mayor’s budget is approved Sept. 20 by the Miami-Dade County Board of Commissioners, here are the financial criteria to qualify for mortgage and rental assistance, and financial workforce housing assistance. work, as well as how to request the money.

Mortgage and Utilities Relief

The mayor wants $22.5 million to provide 15,000 eligible county households with up to $1,500 to use for housing costs such as mortgages, homeowners insurance, homeowners association fees and utility bills. Families with children under 18, the elderly and people with disabilities will be given priority for the money.

The county will not begin accepting applications until the county commission approves the mayor’s budget proposal. Applicants will be required to demonstrate financial need via documentation showing they are behind on their mortgage, insurance, homeowners association fees, or utilities. They will need to provide proof of income showing they earn 30% to 140% of the region’s median income of $68,300.

Emergency rental assistance

The county expanded eligibility to include singles earning between $20,500 and $95,620 and families of four earning between $78,000 and $136,500. The mayor requested an additional $8 million for the program. As of April, the county had set aside $13.4 million in federal rental funding assistance.

To apply and receive more information about the program, residents can call 311 or 305-723-1815, email [email protected], or go online at

Workforce Housing Incentives

The mayor’s plan includes $15 million to help especially people working in essential local occupations with housing costs, including $5 million for landlords who accept Section 8 housing vouchers.

Landlords will need to apply for their tenants. Essential workers include police, firefighters and teachers, among others. Singles earning between $20,500 and $95,620 per year and families of four earning between $29,250 and $136,500 will be eligible. Half of the funds will be reserved for households whose income is less than 110% of the median income of the zone of $68,300. As with mortgage assistance, the county will not begin accepting applications for this program until the county commission approves the mayor’s budget.

This story was originally published September 2, 2022 4:30 a.m.

Michael Butler writes about the residential and commercial real estate industry and local housing market trends. Like Miami’s diverse population, Butler, a graduate of Temple University, has both local roots and Panamanian heritage.