SPRINGFIELD, Mass. (WWLP) – City of Springfield officials are urging residents affected by COVID-19 to use emergency rental and mortgage assistance programs.
Mayor Sarno was joined at 10 a.m. by Director of Development Tim Sheehan, President and CEO of Way Finders, Keith Fairey, Senior Vice President of the Housing Consumer Education Center for Way Finders, Jodi Smith, for a talk of press to discuss the support available to help residents. .
“I would like to thank Way Finders President and CEO Keith Fairey and his team for being our conduit for this vital program. My administration has committed over $ 2 million in major funding to help tenants and landlords so they can stay in their homes.
Mayor Domenic Sarno
Way Finders is located at 1780 Main Street in Springfield and offers financial aid programs for the counties of Hampden and Hampshire. There are several programs available that will determine eligibility. Springfield Emergency Rental and Mortgage Assistance (ERMA) and Rental and Mortgage Assistance are designed for those affected by the coronavirus pandemic.
The information provided below shows the ERMA program as well as helping the residents of Springfield. For more information and apps for tenants, landlords and landlords, visit wayfinders.org.
Emergency rental and mortgage assistance (ERMA)
ERMA extends eligibility for rental and mortgage assistance to a greater number of low-income households that have been affected by the COVID-19 crisis by adjusting the income threshold beyond the traditional assistance program housing for families in transition (RAFT) in the state. This includes households in the 50-80% range of regional median income (MAI). Like the RAFT program, ERMA will provide up to $ 4,000 to eligible households to pay rent or past due mortgage payments back to payments due on April 1, 2020.
50% – 80% FRIEND
- One person household = $ 29,900 – $ 47,850
- 2-person household = $ 34,200 – $ 54,650
- Household of 3 people = $ 38,450 – $ 61,500
- 4 person household = $ 42,700 – $ 68,300
- Household of 5 people = $ 46,150 – $ 73,800
- 6-person household = $ 49,550 – $ 79,250
- Household of 7 people = $ 52,950 – $ 84,700
- Household of 8 people = $ 56,400 – $ 90,200
Springfield Rent and Mortgage Assistance
Springfield’s Rent and Mortgage Assistance Program is funded by two federal grants: the HOME Investment Partnerships Program and the Community Development Grants Program. Help is available for residents of Springfield who lost income due to COVID-19 and whose household income was 80% or less of the area’s median income (MAI) before the income loss.
Each household can receive up to three months of rent / mortgage and utilities, with a maximum of $ 4,000 per household. Payment will be made directly to homeowners, banks and utility companies. There is no requirement for an eviction or foreclosure notice in order to receive assistance.
80% AMI max.
- 1 person household = $ 47,850
- 2-person household = $ 54,650
- Household of 3 people = $ 61,500
- Household of 4 people = $ 68,300
- Household of 5 people = $ 73,800
- 6-person household = $ 79,250
- 7-person household = $ 84,700
- Household of 8 people = $ 90,200