How to Get Mortgage Help for Kansas Homeowners

TOPEKA, Kan. – There is new help available for struggling homeowners in Kansas.

the Kansas Homeowners Relief Fund now accepting applications. It’s available for homeowners who are struggling to make mortgage or utility payments due to difficulties during the COVID-19 pandemic.

The state said more than 15,000 home loans were past due as of May 2021. About 70% of those loans are at least 90 days past due.

The program is funded by the US federal Rescue Plan Act.

Owners must meet the following criteria to be eligible:

  • You own your home in Kansas.
  • The property is your primary residence.
  • You can provide a valid ID.
  • You risk losing your accommodation without assistance.
  • Your recent income does not exceed 150% of the median income in your area.
  • Your household is experiencing documented financial hardship during the COVID pandemic.

Applicants must not have received assistance from other sources for the same costs and time period for which they are requesting assistance.

Support through KHAF is available to cover the following:

  • Mortgage reinstatement – Overdue mortgage payments, including principal, interest, taxes and blocked insurance, and all reasonable charges associated with the delinquency.
  • Mortgage payments – Up to 6 months of future mortgage payments to homeowners who qualify for mortgage reinstatement.
  • Property fees – Delinquent property taxes, home and flood insurance, homeowners association and condo association fees, cooperative maintenance fees, common charges and any reasonable fees associated with the delinquency.
  • Utilities/Internet/Broadband charges – Overdue utility payments, including electricity, gas, home energy, water, sewage, internet and broadband.

Owners can apply online. If the request is approved, the funds are applied directly to the owner’s accounts as quickly as possible.

Additional information is available online via the Kansas Housing Corporation Homeowners Relief Fundor by calling 855-307-KHAF(5423).

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