NYC Closing Mortgage Assistance Program

The New York State program that was created by officials to help low-to-moderate homeowners prevent their homes from being foreclosed due to the negative impacts of the coronavirus pandemic is ending soon.

New York State Homeowners Assistance Fund, otherwise known as HAF, had made more than $500 million in federal funds available to help eligible homeowners end defaults, defaults, foreclosures and potential evictions. This program began accepting applications in early January 2022 and ends February 18, 2022.

Program officials estimate they have received nearly 30,000 applications since early January, when the program began. The vast majority of applicants for this program are considered low income and need help catching up on delinquent mortgage payments.

Applications were accepted online through the HAF websiteover the phone, and through more than 70 nonprofit organizations across the state that have partnered with the state to help educate homeowners about the program and submit an application if they think they qualify.

As the last day to submit an application is Friday, February 18, 2022, all applications received after this date will be placed on a waiting list that officials will refer to if additional funds become available in the future. Even though the program is ending soon, it’s not too late to apply if you need help catching up on your mortgage. For more information, if you have any questions about this program, or if you would like to submit an application, you can visit the HAF program website here.

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