Rent and Mortgage Assistance Funds Available for Delco Residents

DELAWARE COUNTY, PA – Some tenants and landlords in Delaware County who have felt the financial impacts of the coronavirus can now get help through the Delco CARES program.

Rent and mortgage relief programs are made possible through CDBG-CV and ESG-CV funds from the Federal Coronavirus Aid, Relief, and Economic Security Act.

Funding available for rental assistance is $369,000 and $1.16 million is set aside for mortgage assistance and utilities.

Grants are available on a first-come, first-served basis to eligible applicants whose households have lost income due to the pandemic.

Delaware County has partnered with three nonprofits — the Delaware County Community Action Agency, Media Fellowship House, and Chester Community Improvement Project — to administer the funds.

Successful applicants must meet the eligibility criteria established by the U.S. Department of Housing and Urban Development (HUD).

Below are details on getting help with rent and mortgage payments:

rental assistance

To be eligible for housing assistance, households must be able to document that their housing crisis is related to the COVID-19 pandemic.

Household members must be homeless or at risk of homelessness and have an income at or below 50% of the Area Median Income (AMI) as defined by HUD.

Those who qualify for housing assistance may be eligible to receive funding to cover up to six months of back rent or move-in costs such as security deposit, first month’s rent and, if the owner requires it, the last month’s rent.

Payments will be made directly to owners on behalf of the qualifying household.

The Delco CARES rental assistance program is run on behalf of the county by the community

Delaware County Action Agency (CAADC). Interested residents should call CAADC for an appointment at (610) 874-8451 or online here.

Owner Support

To be eligible for landlord assistance, landlords must be able to document that they have been financially impacted due to the COVID-19 pandemic.

Applicant must be an owner-occupied residence with an annual household income no greater than 80% of the median income for the HUD-defined area, be current on mortgage payments as of March 1, have homeowners insurance, and be up-to-date with county, municipal and school tax payments.

Homeowners may be eligible to receive assistance with mortgage and utility costs for up to three months. The total assistance available cannot exceed $6,000, of which up to $1,000 can be for utility payments. Eligible utilities include water, sewer, electricity and gas.

Financial assistance payments under this program will be made directly to the mortgagee or utility provider.

For an application and more information, owners can call the Media Fellowship House at 610-565-0434 or online here or Chester Community Improvement Project (CCIP) at 610-876-8663 or online here.

Residents of Chester City, Haverford Township and Upper Darby Township seeking mortgage assistance should contact their officials to determine the availability of mortgage assistance programs in their community.

Additional informational programs to help residents during the coronavirus pandemic can be found on the county coronavirus resource page here.