Rent and Mortgage Assistance Programs Available for Texans

Texans facing eviction have a little more time to pay their rent or mortgage.

The CDC’s eviction moratorium expired Saturday, July 31, but state and local programs are still available. The deadline for the state’s eviction diversion program has been extended through Oct. 1, helping renters stay in their homes and providing landlords with an alternative to eviction.

Emily Shafer Northrup, business manager for Salvation Army Coastal Bend, said there is money available for families struggling financially due to COVID-19.

“We’ve helped about 150 families in Nueces County with rent, utility and mortgage assistance,” Northrup said.

Northrup said the tenant and mortgage holder assistance program has its differences. Mortgage holders have a higher eligibility limit, tenants will need vacancy notice to qualify.

“Most importantly though, mortgage holders cannot be in forbearance or foreclosure to qualify for the program,” Northrup said.

For those seeking utility assistance, Northrup said they need a bill showing an overdue balance. At this point, Northrup said the programs help up to 3 months of past due balances on mortgage, lease or utility payments.

Northrup said: “We have the option of paying a month in advance, which should give most landlords or renters the chance to sort out their finances and get going.”

The Salvation Army Coastal Bend is happy to refer families to partner agencies with similar programs.

“We can make referrals to the Corpus Christi Emergency Rental Assistance Program, our friends at the Corpus Christi Help House, Nueces County Community Action Agency, Nueces County him -even also has funding,” Northrup said.

If you need rent assistance or mortgage assistance through the Salvation Army Coastal Bend, click here.